• Financial Aid
  • In accordance with CUNY guidelines the Office of Student Financial Services at LaGuardia Community College does not endorse or recommend any particular alternative/private loan program or any particular private lender.

    Alternative/private loans, are used at LaGuardia Community College by students and their families when:

    • The student is not eligible for a Federal Direct Loan because they do not meet the federal eligibility requirement.
    • The student is receiving the maximum Federal Direct Loan allowed for the loan period but still needs additional funds to meet the cost of attendance.

    Student and parents should apply first for federal, state and institutional grants and scholarships using the Free Application for Federal Student Aid (FAFSA).  Students and parents who are eligible for Federal Direct Loan funds using the FAFSA may consider borrowing through the Federal Direct Loan program before turning to alternative/private loans to finance the student’s education at LaGuardia Community College.   

    Students and parents interested in an alternative/private loan should carefully research alternative/private loans to determine which program may serve their needs best. 

    Alternative/private loan costs, interest rates, loan fees, and terms of the private loan, vary widely between programs and lenders. The borrower’s credit history may be reviewed and some lenders may require a loan co-signer. 

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